View as
Healthscoreeyebrow
96
Healthoutof
Great
61% of income saved
6 of 6 categories within limit
1% of income on payments
All indicators are stable — a good time to increase your goal contributions.
Total balance
₼13,413.00
89
Health
₼3,915.00
₼1,526.99
Wallets
Main card
1,720.5 AZN
Cash
320 AZN
Savings account
8,500 AZN
Investment
1,200 USD
≈ ₼2,040.00
Travel fund
450 EUR
≈ ₼832.50
AI Financial Analysis
Restaurant spending 23% above average
You've spent ₼119 on dining out this month — ₼23 above your 3-month average. Your date night on the 14th was ₼58.50, nearly double your usual. Consider cooking 2 extra meals per week to save approximately ₼45.
Emergency fund 85% complete
At your current savings pace of ₼1,200/month, you'll reach your ₼10,000 emergency fund goal in 1.3 months — 3 months ahead of your deadline.
Friday coffee pattern detected
AI analysis shows you spend 3.2× more on coffee on Fridays (avg ₼8.20) compared to other weekdays. Setting a Friday coffee budget of ₼5 could save ₼20/month.
Savings rate in top 15%
Your savings rate reached 51% this month — well above the recommended 20% threshold. This places you in the top 15% of iVAtlas users with similar income brackets.
Financial habits analysis
Based on last 3 months
Projected month-end balance
₼42,230.88
Expected expenses
₼12,457.42
Expected income
₼32,045.25
Expenses by Category
Top: Rent · 52%
Expenses
₼1,526.99
Recent Transactions
View allSee how much you still need to save to finish each goal on time.
Emergency fund
₼8,500.00 / ₼10,000.00
Apartment down payment
₼12,300.00 / ₼30,000.00
Summer vacation
₼980.00 / ₼2,500.00
New MacBook Pro
₼340.00 / ₼1,200.00
Limit warnings
See all₼119.00 / ₼120.00
₼89.00 / ₼100.00
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